On March 1, 2005, 12 Midwestern states have the right to request a F-R-E-E copy of their credit report from each of the nationwide consumer credit reporting companies:
Equifax, Experian and TransUnion.
The process started December 1, 2004 for the 1st group - Western states.
The third group started June 1, 2005 - Southern states.
FLEXIBLE
You can get them all at once OR get them one at a time AND over time.
It is a federal effort to help reduce “identity fraud”. You can:
Call toll free: 1-877-322-8228
or
Online contact: annualcreditreport.com
The 12 Midwestern states are: Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, S. Dakota.