Are you thinking about buying a home? Are you looking for a reasonable interest rate and someone to guide you through the process? For a limited time, the city is offering low-interest mortgages with down payment assistance in selected Phoenix and other Valley locations for home buyers whose household income is less than $62,1 12 per year. Mortgage loans can be FHA, VA or conventional. The city is partnering with Neighborhood Housing Services of Phoenix to offer these loans. For more information and to determine if you qualify call Neighborhood Housing Services of Phoenix at (602) 258-1659. . . ☺