It is a fact that criminals use others identity to purchase items on credit. The epidemic of identity theft is ruining the credit of tens of thousands of Americans.
Often takes years to clear ones credit record and many never recover from the nightmare of pillaged credit.
Unsolicited credit card offers sent by US mail contribute to this growing problem. If thieves are able to get your personal information from the mailing, they can fairly easily rob you of your identity and obtain credit in your name. At your expense!
You can be careful to shred all these offers. Most often the thieves take the credit card offers right from your mailbox.
You can make it much more difficult for thieves to use your credit by requesting the four major credit reporting agencies to limit the information in you credit file from being used in credit transactions.- Your request will not allow the credit reporting agencies to release credit information without your permission.
If you call 1-888-567-8688 and take the easy two-minute process to either remove your name for a two-year period, or permanently, it will help to substantially reduce the credit card offers sent to you...☺