Heritage Neighborhood Association

Real Estate, Property Values and Homeowner Resources

Lower Your FHA Loan Payments

If you have an FHA loan, a new loan modification program can help you lower your monthly payments. Lower Your FHA Loan Mortgage Payments Have an FHA loan? Want to reduce your mortgage payments? Loans backed...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

5 Signs It's Time to Fire Your Association Manager

Terminating your contract with your association management company should not be done for light or transient reasons. But when an association management firm, for whatever reason, engages in a sustained series ...

Tags: Property Manager – Property Management – HOA Board – HOA – Association

What Is A Short Sale?

Short sales are on the rise as foreclosure rates continue to mount. Why? Because homeowners, who have fallen behind on their mortgage payments and have seen the value of their homes drop below the purchase...

Tags: Homeowner – Foreclosure – Mortgage – Staff Pick

FHA Streamline Refinance

The FHA has had a program involving streamlined refinance options since early 1980s. The programs is designed for less documentation and a speedier approval process. What is the FHA Streamline Refinance...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty – Staff Pick

Does Mortgage Aid Hurt Your Credit Score?

Homeowners seeking mortgage help through loan modification programs such as HAMP and HAFA, may face another issue—lower credit scores. Loan Modification and Credit Scores Homeowners on the verge of...

Tags: Homeowner – Credit – Mortgage – Foreclosure

How Can I Afford A Fixer-Upper?

The purchase of a house that needs repair is often a catch-22 situation, because the bank won't lend the money to buy the house until the repairs are complete, and the repairs can't be done until the house has ...

Tags: Financial – Homeowner – Repairs

Should You Consider Owner Financing?

Owner financing becomes more popular during a slow market, but be sure to do your research first to see if the arrangement is right for you. Owner financing isn’t for everyone, but can offer a number of ...

Tags: Homeowner – Staff Pick

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