Sunrise At College Park

Identity Theft: Protect Yourself

Aug 17, 2002

Identity theft is the fraudulent use of another person?’s identity for some type of gain such as to obtain credit or credit cards, steal money from bank accounts, apply for loans, obtain a job, rent an apartment, etc.

Many times people unwittingly give information when completing surveys or questionnaires, or when talking to strangers over the phone who ask for information in exchange for goods or services.

Anytime you give someone personal information, whether verbally or in writing, a potential thief can use that information for their own gain.

Here are some tips for protecting yourself against this devastating crime.

Protect incoming and outgoing mail. Pick up your mail promptly.

Protect your social security number and avoid giving it out. Do not write your social security number on your checks or other documents unless you?’re sure it?’s necessary.

Shred credit card offers, bank and credit card statements and other personal documents before throwing them away.

Check your credit card status with the three major credit reporting bureaus yearly. Dispute information that is suspicious.

Deal only with companies that you know have good reputations. If in question, contact the Better Business Bureau.

Review bank and credit card statements and report questionable charges made to your account.

Don?’t give personal information over the phone (credit card numbers, PIN?’s, social security numbers, etc.)