River Trails Homeowners Association

I have been with my insurance co...State farm for 28 years and when my roof started leaking a couple months ago, I called them, they said to call a roofing company, because the roofing comanies said wind and hail the said that was two seperate storms...dates of loss and wanted to charge me 2 deductable, because the last wind storm had no hail!

Thansk for your help. The insurance company has approved my claim.  Date of loss is 03/10/2010.