Villa Por La Mar Owners' Association

Real Estate, Property Values and Homeowner Resources

How To Save On Closing Costs

Many are shocked when they learn how much they owe to close on their mortgage. But there are ways to save before you sign on the dotted line. Closing costs seem to be a necessary evil when securing a new, or...

Tags: Homeowner – Staff Pick

Selecting a Home Improvement Contractor

Selecting a Contractor Home improvements and repairs can cost thousands of dollars and are the subject of frequent complaints. When selecting a contractor: Get recommendations and references. Talk to...

Tags: Homeowner – Consumer Information – Home-Improvement

FHA Mortgage Insurance

Buying a home with an FHA Loan? Putting less than twenty percent down? You will very likely be required to purchase FHA mortgage insurance. What Is FHA Mortgage Insurance and Who Needs It? Mortgage insurance ...

Tags: Homeowner – FHA Loan – Mortgage – Thrifty

Features of Reverse Mortgage Loans

A reverse mortgage is special type of loan for senior homeowners that use a home's equity as collateral and you do not have to repay the loan as long as this home remains your principal residence. Because a...

Tags: Mortgage – Homeowner – Thrifty – Financial

FHA 203K Loan

The FHA 203K loan program is designed to help finance the rehabilitation and repair of  run-down properties. It has been utilized as a primary tool in revitalizing run down neighborhoods. What is the FHA ...

Tags: Homeowner – FHA Loan – Mortgage – 203K

FHA Loan Requirements Are Changing

FHA reform is changing the rules for securing an FHA-insured mortgage loan, but FHA loans still provide the best opportunity for those who don’t meet the requirements of a traditional home loan. By now...

Tags: Staff Pick – FHA Loan – Homeowner

Pros And Cons Of Owner Financing

Find out the possible advantages and disadvantages of an owner-financing arrangement for both the home seller and potential buyer. If you’re considering entering into an owner-financing arrangement for...

Tags: Homeowner – Staff Pick

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