Thrifty Resources
- $8,000 First Time Home Buyers Tax Credit
- Details of the $8,000 tax credit for first-time home buyers from the 2009 stimulus package
- 10 Ways to Save on Your Cell Phone Bill
- Cell Phones -- there are ways you can save money while still enjoying the features that led you to purchase the phone.
- 2009 Stimulus In President Obama's Own Words
- This historic step won't be the end of what we do to turn our economy around, but the beginning,
- 5 Steps To Stop Debt Collection Harassment
- Stop those harassing phone calls and letters with these five steps.
- 5 Tips For Improving Your Credit Score
- Understand how your credit score works along with 5 great tips for improving your credit score
- 66 Ways To Save Money
- Tips on everything from airline fares to prescription drugs
- A Guide for First Time Homebuyers
- Describes the 6 step process for the first-time homebuyer
- AAA Credit Ratings Explained
- AAA Rating Explained
- Avoiding Foreclosure Rescue Scams
- These fraudulent foreclosure rescue companies offer vague promises, but will actually lie and cheat to get your business.
- Choosing a Credit Card
- While some cards have no annual fee, others expect you to pay an amount each year for being a cardholder.
- Correcting Fraudulent Information in Credit Reports
- Using the Fair Credit Reporting Act to correct fraudulent entries on your credit reports.
- Couponing Abbreviations
- As with most things in life, couponing has its own vernacular.
- Debt Collection: Understand Your Rights
- Understand the rights granted to you under the Fair Debt Collection Practices Act.
- Ditch Your Cable T.V. For These Cheaper Alternatives
- ? It is possible to cut the cable cord and still get most of the programming you love for less than what you currently pay
- Do You Qualify for an FHA Loan?
- What is an FHA loan, and who qualifies for one?
- Do you owe taxes on your home sale?
- Chances are good that you wont owe any taxes when you sell your primary residence thanks to the 1997 Taxpayer Relief Act
- Economic Stimulus Plans - A Glossary Of Terms
- Generally accepted definitions are given below so that you can become conversant in the language of stimulus packages.
- Executive Summary of the 2009 Stimulus Package
- In the next two weeks, the Congress will be considering the American Recovery and Reinvestment Bill of 2009
- FHA Home Loan Financing and Benefits
- FHA home mortages have many advantages from lower downpayments to stronger protections.
- FHA Mortgage Insurance
- Buying a home with an FHA Loan? Putting less than twenty percent down? You'll need FHA mortgage insurance.
- FHA Streamline Refinance
- The FHA streamline refiance program makes it easy and quick to refinance your home and lower your monthly mortgage payments.
- Features of Reverse Mortgage Loans
- Unlike the typical home loan, the amount you owe on a reverse mortgage grows over time.
- Federal Benefits Exempt From Garnishment
- If you have debt, certain federal benefits may be exempt from bank garnishment.
- First Time Home Buyer Financial Assistance
- A description of the unique financing opportunities only available to first time home buyers.
- Generate income while waiting to claim Social Security
- Generate income while waiting to claim Social Security
- Grocery Coupon Online Directory
- Comprehensive Listing of local and national grocery websites that provide printable online coupons,flyers, and weekly specials.
- Homeowners Insurance: Twelve Ways To Save
- Twelve ways to save on homeowners insurance.
- How to Improve Your Credit Score
- Your credit score is calculated using a complex algorithm that takes into account many different factors.
- How to Save Money on your Utility Bills
- Below are a few tips to help you get started saving!
- Loan Modification: Is it Right For You?
- What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify.
- Lower Your FHA Loan Payments
- If you have an FHA loan, a new loan modification program can help you lower your monthly payments.
- Making Your Home Energy Efficient!
- How to do a home energy audit and make your home more energy efficient.
- Obama Loan Modification Plan Explained
- Details of the loan modification plan that reduces your mortgage payments and allows you stay in your home.
- Obama Mortgage Rescue Plan FAQ
- Details on the Obama Mortgage Refinance and Loan Modifcation Plan-Who qualifies and how to get it.
- Obama Stimulus Plan FAQ
- FAQ about what is in the Obama 2009 Stimulus plan and who qualifies for what...
- Own a home in a community association? Use this tax break!
- take advantage of this often overlooked benefit.
- Prepaid Credit Cards
- There are plenty of situations where a prepaid card might be the most convenient choice, but be sure you understand the terms
- Reduce Your Rent
- How to save money on your rent by following these simple tips and guidelines-sample letter to send to your landlord
- Renegotiating Technology Services in a Recession
- Most technology companies are hemorrhaging customers.
- Save Money On Your Cable/Satellite TV Bill
- Almost everyone can save money on their Satellite or Cable television bill.
- Save Money On Your Cell Phone Bill
- Before you sign your next cell phone contract, do the math.
- Save Money On Your Family's Technology Needs
- Do not continue to pay for any technology services at the current rates.
- Saving Water Can Save You Money
- Excellent tips and planning guide for saving money by saving water in your garden and landscaping.
- Saving and Managing Your Money During a Recession
- Great tips on how to save and manage your money during hard times.
- Should you rent or sell your home?
- Whether you sell your home or rent it out depends on any number of factors
- Should you use a home equity loan?
- If you own a home and have a steady source of income, you likely can qualify for a home equity loan, also known as a second mort
- Special considerations when excluding home sale gain from taxes
- Homeowners who realize a gain (profit) from the sale of their home may qualify to exclude part or all of that gain from their in
- Stimulus Package 2009 - What's In It For YOU
- All of the details of the $787 billion stimulus package and how it pertains to you.
- Tax Credits for Energy Conscious Purchases
- New tax laws will allow tax credits for energy-conscious purchases.
- The 2009 Mortgage Bailout
- The administration is launching what it calls the “Making Home Affordable” initiative.
- The 2009 Mortgage Bailout Executive Summary
- Homeowners with mortgages up to $729,750 may qualify for this program.
- The 2009 Stimulus Package Explained
- All the details on the 2009 Stimulus package and how to get your piece of the pie.
- The Homeowner Affordability and Stability Plan (HASP)
- Two groups of people would benefit directly from the President’s plan.
- Using Grocery Coupons Effectively to Save Money
- Learning how to use coupons effectively can save your family hundreds of dollars each year.
- What Are Fannie Mae and Freddie Mac?
- If Fannie and Freddie were purely private firms they would have failed in 2008.
- What Is A Deed-In-Lieu?
- If you are at the point of being willing to give up your home, but want to avoid foreclosure read this article
- What is Foreclosure?
- If you are facing the possibility of foreclosure, there are two important questions that you need to ask yourself.
- What is a Credit Score?
- Your credit score is usually based on 5 criteria.
- What is a Reverse Mortgage?
- A reverse mortgage is a loan that allows you to convert some of the equity in your home into cash.
- What is the Neighborhood Stabilization Program (NSP)
- Involves the purchase and redevelopment of foreclosed and abandoned homes and residential properties.
- What you Need to Know about the New 2010 Credit Card Rules
- New rules for credit card companies mean new credit card protections for you. Here are some key changes
Incorrect username and password combination.
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Seven steps to help you save for that down payment.
A Neighborhood Association Website is a great way to increase communication and save money. Here is how.
Known as the "Keystone State," Pennsylvania is one of the original 13 colonies.
RV parking restrictions - enforcing of those restrictions, knowing when to litigate, etc.