There, there Mal dear. I won't muddle your synapses with any more convaluted articles from unnamed sources. Just remember always...it's Bushs fault. Barney Frank had nothing to do with it. The Democrats were without fault. It's not true that Obama has been so inept that he makes Jimmy Carter look like a genius. Continue to ignore reality dear.....it's what we do best. Like young Mike Genske back in Aledo. He knew that rake was down there on the ground, pointy things up. Stepped right on it anyway. Poor Mike has a crease down the middle of his face to this day. I heard that since Bush was president at the time the rake was made, the Genskes blame him to this day.